Savings
3 ways to cut your mobile money fees this month
How to Budget When Your Income Isn't the Same Every Month
A practical system for freelancers, consultants, and side-hustlers.
Treasury Bills vs. a Savings Account: Where Should Your First GHS 1,000 Go?
A side-by-side look at returns, liquidity, and risk — and why the answer depends on what you're actually saving for.
The 'sinking fund' trick for irregular big expenses
Why Three Months of Expenses Isn't Always Enough
Rethinking the emergency fund rule for Ghana's job market.
Do Round-Up Savings Apps Actually Work in Ghana?
Saving for a 2-Year Rent Advance Without Losing Your Mind
Mastering the Unveiled Power of the 50-30-20 Rule
Is your financial puzzle missing a few pieces? Enter the 50-30-20 rule: your secret weapon for financial freedom. This simple rule divides your income into three slices: 50% for needs, 30% for wants, and 20% for savings and goals. It's your path to financial balance, and we're here to guide you through it. Ready to unlock financial empowerment? Let's dive in!
How to Save Money Intentionally: Even If You're Not Good at It
We all know that we should be saving money, but it can be hard to know where to start. There are so many factors to consider, such as how much we can afford to save, what our financial goals are, and how to make sure we don't overspend. In this blog post, we'll discuss why being intentional about saving is so important, and we'll provide some tips on how to get started.
Managing your spending this christmas
Christmas is a season for both giving and receiving. I appreciate giving gifts to family and friends, but it can be difficult to stick to a budget at this time of year. It's critical not only because some items are expensive, but also because Christmas can trigger impulsive spending habits that prev...
2021 Resolutions- My Year of Saving to INDEPENDENCE.
Financial freedom usually means having enough savings, financial investments, and cash on hand to afford the kind of life we desire for ourselves and our families. Financial Independence - Who doesn’t like the sound of that? But start thinking about what it takes and you might be temp...